Frequently Asked Questions

You can borrow anywhere from $300 to $1,500 at a time.  The only restriction is that we cannot lend you more than 50% of your net income on the loan.  If your take home pay is $1,000 the maximum amount of the loan will be $500.

We’ll deposit the loan amount directly to your bank of choice.

Once approved, you will receive your loan within 4 hours.

We are currently offering payday loans to our customers.

The term of the loan averages 14 days but we can offer 7 day loans, 14 day loans, 21 day loans and 30 day loans.

You will be required to make one payment at the end of the term of the loan.

No we don’t.  We will not perform a credit check on our payday loans.

If you are over 18 years old Canadian and currently living in Ontario, you can apply.

When you apply online, you can get approved right away, usually within 30 minutes.

Your payment will be electronically withdrawn from your bank account based on the agreed repayment date.

Our late fee is 2.5% on the outstanding principal of the payday loan per month.

A maximum fee of $25 will be charged for dishonoured (“bounced” cheques or pre-authorized debits.   All pay-day loans in default will be subject to the collection requirements as outlined in the Ontario Payday Loans Act, 2008.