Best Rates in The Loan Industry

We have one of the best rates in the loan industry at 9.98% and you must be a Canadian currently living in Ontario to apply. Almost everyone with poor or no credit history will be approved. When you apply online, you’ll see all the rates and restrictions with our easy to use system.

Our loans range from $200 to $2,000 for personal needs or automotive repairs. For all automotive repair loans, you must have your vehicle serviced by our approved dealership Genuine Tire & Auto in Brantford, Ontario. We’ll add more dealership all over Ontario in the near future.


Interest rates vary based on current market conditions and customer history.

Current interest rates average around 9.98% and are subject to change from time to time.


Application must:

  • Be more than 18 years of age
  • Have a monthly income of at least $1,800.00 from Canadian sources
  • Have the same stable source of income for the last 90 days
  • Be a Canadian and have a Canadian bank account
  • Have less than 3 NSF or stop payments in the last 90 days

Non-accepted types of income:

  • Canadian Child Benefit
  • Canadian OAS or CPP Pension
  • Canadian Social Assistance
  • Canadian Disability